Credit Rating

funny wisdom on words that begin with a C

Credit Rating: a classification of credit risk based on investigation of a potential customer’s financial resources

You’ve probably never thought of it—or maybe you have—but shall we refer to it today as “the big four questions?”

The answers to these questions determine your suitability, respectability and popularity in our society.

  1. Are you skinny?
  2. Are you wealthy?
  3. Are you hip with the trends?

And question four:

Do you have a good credit rating?

We are so intense on question four that we have a number assigned to it, and that particular number determines whether you are considered to be “up and coming” or “down and trodden.”

While everyone is terribly concerned about racial inequality in this country, nobody is in the least troubled about the potential of judging another by turning to everyone and whispering, “He’s a 493…”

At that point, we are all supposed to understand that this person is either extraordinarily unlucky, a criminal or has absolutely no sense of what to do with a dollar bill.

Could there be a greater condemnation? After all, you can have black skin and put on a beautiful suit of clothes, walk into a room speaking great King’s English and even the white supremacists have to comment, “He’s one of the good ones.”

But if you walk in a room with a low credit score, it doesn’t matter what color your skin is, the condition of your clothes, your sparkling attitude or your smile.

You are a credit risk.

Therefore you are a social leper and a cultural bewilderment—similar to having financial AIDS.

That fact that this is the acceptable way we conduct business in this capitalistic climate does not seem to bother anyone.

There are many reasons you can have good credit.

There are even more reasons you can end up with bad credit.

I do not think we should do away with the system—but I think we should make sure that the system doesn’t do away with us.

 

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Asterisk

Asterisk (n) :a symbol (*) used to mark printed or written text, typically as a reference to an annotationdictionary with letter A

I had to chuckle.

On one occasion, I found myself invited to write an article about a white supremacist organization that was just forming in the state of Louisiana.

Actually, I volunteered for the opportunity.

Where some people would find such rhetoric and prejudice to be intolerable, I have developed a sense of humor about all human activity, including my own.

If you think of us, as a race, as being comic relief to the mind of God on this stage of earth, then you’re much more likely to be merciful–and also prepared to discover your own flubs and dropped lines.

So as I listened to the keynote speaker of this organization espouse his defenses of their well-known bigotries, I kept envisioning that surrounding his entire mouth should be a collage of asterisks.

The purpose of these implements would be to refer you to an explanation–or at least an excuse–of why this person is saying these far-fetched things.

In other words, when he proclaimed that “black people were really monkeys,” I saw the asterisk next to his words, and went to the bottom of the page and read the explanation, which was as follows:

“This is a man who is very insecure about himself and his sexuality, who feels threatened by men with dark skin.”

It became quite a game for me.

I was able to discover the background, and even the bibliography, for each of his contentions, which always pointed to a sense of inadequacy he projected as weakness onto individuals of a different hue.

I think the leaders of the organization were surprised how jolly I was through the whole event, expecting me to become infuriated and walk out.

But thanks to my comical asterisks, which I used to decorate his speech, I was not only able to survive it, but was also completely prepared to ascertain the source of such hatred.

 

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