Credit Rating

funny wisdom on words that begin with a C

Credit Rating: a classification of credit risk based on investigation of a potential customer’s financial resources

You’ve probably never thought of it—or maybe you have—but shall we refer to it today as “the big four questions?”

The answers to these questions determine your suitability, respectability and popularity in our society.

  1. Are you skinny?
  2. Are you wealthy?
  3. Are you hip with the trends?

And question four:

Do you have a good credit rating?

We are so intense on question four that we have a number assigned to it, and that particular number determines whether you are considered to be “up and coming” or “down and trodden.”

While everyone is terribly concerned about racial inequality in this country, nobody is in the least troubled about the potential of judging another by turning to everyone and whispering, “He’s a 493…”

At that point, we are all supposed to understand that this person is either extraordinarily unlucky, a criminal or has absolutely no sense of what to do with a dollar bill.

Could there be a greater condemnation? After all, you can have black skin and put on a beautiful suit of clothes, walk into a room speaking great King’s English and even the white supremacists have to comment, “He’s one of the good ones.”

But if you walk in a room with a low credit score, it doesn’t matter what color your skin is, the condition of your clothes, your sparkling attitude or your smile.

You are a credit risk.

Therefore you are a social leper and a cultural bewilderment—similar to having financial AIDS.

That fact that this is the acceptable way we conduct business in this capitalistic climate does not seem to bother anyone.

There are many reasons you can have good credit.

There are even more reasons you can end up with bad credit.

I do not think we should do away with the system—but I think we should make sure that the system doesn’t do away with us.

 

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Confederacy

Confederacy: (n) the Confederate states

As I sit quietly, my mind sometimes conjures the memory of something really dumb I have done. I am most comfortable when that piece of idiocy is well in my past.

But it is important, when that nasty memory comes to the forefront, that I own it, regret it and establish how ridiculous it was and how it mustfunny wisdom on words that begin with a C
never be done again.

It’s part of being human.

Rationalizing all of our activities and granting them license immediately turns us into assholes.

Assholes, in this instance, are people who think they do not have elements in their past that need to be remembered with shame.

There was a time in this great nation when we denied our creed of the equality of all mankind and decided it was all right to own people as long as their skin was black. So intensely were we deceived that we were willing to go to the battlefield, bleed and die as feuding brothers.

A Confederacy challenged our Union.

It was shameful–a frightening part of our past.Yet it is a chapter of the book we call America.

We have two responsibilities:

  1. Don’t deny it happened
  2. Offer the necessary regret and shame required to eradicate it from happening again by eliminating all the prejudice that brought about such foolishness.

 

 

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