Credit Rating

funny wisdom on words that begin with a C

Credit Rating: a classification of credit risk based on investigation of a potential customer’s financial resources

You’ve probably never thought of it—or maybe you have—but shall we refer to it today as “the big four questions?”

The answers to these questions determine your suitability, respectability and popularity in our society.

  1. Are you skinny?
  2. Are you wealthy?
  3. Are you hip with the trends?

And question four:

Do you have a good credit rating?

We are so intense on question four that we have a number assigned to it, and that particular number determines whether you are considered to be “up and coming” or “down and trodden.”

While everyone is terribly concerned about racial inequality in this country, nobody is in the least troubled about the potential of judging another by turning to everyone and whispering, “He’s a 493…”

At that point, we are all supposed to understand that this person is either extraordinarily unlucky, a criminal or has absolutely no sense of what to do with a dollar bill.

Could there be a greater condemnation? After all, you can have black skin and put on a beautiful suit of clothes, walk into a room speaking great King’s English and even the white supremacists have to comment, “He’s one of the good ones.”

But if you walk in a room with a low credit score, it doesn’t matter what color your skin is, the condition of your clothes, your sparkling attitude or your smile.

You are a credit risk.

Therefore you are a social leper and a cultural bewilderment—similar to having financial AIDS.

That fact that this is the acceptable way we conduct business in this capitalistic climate does not seem to bother anyone.

There are many reasons you can have good credit.

There are even more reasons you can end up with bad credit.

I do not think we should do away with the system—but I think we should make sure that the system doesn’t do away with us.

 

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Coy

Coy: (adj) slyly hesitant.

 Impersonation or imitation?

The two words are basically synonyms, yet many folks would insist that an impersonation is clever or entertaining, whereas an imitation might be insulting.

At least, that’s my take on it. I wonder why.funny wisdom on words that begin with a C

Because certainly there are things that can be impersonated or imitated which are humorous or even necessary. For instance, if we have to take a test, we have to impersonate someone who’s knowledgeable.

Yet impersonations or imitations are not always flattering, and worse, they can be downright deceiving.

I found this to be very true, especially when dealing with the subject of humility. I will say that try as you will, you will never be able to impersonate a humble person nor imitate humility and still maintain sincerity.

This is mainly because we choose to be humble when we are flirting with disgrace instead when of celebrating victory.

This is what makes us coy.

I get nervous around people who think they’re being coy. I feel cheated. I think they are trying to avoid presenting their real selves, and instead, substituting what might resemble honest.

I don’t like it when parents tell me their children are shy. Can I question that? They don’t appear shy to me. They seem sheltered. They often have the whiff of conceited. And occasionally, one might even pick up some judgment in their distracted stare.

Coy is a tough one for me.

I am always afraid that someone who is trying to visually present him or herself as humble is merely waiting for an opportunity to dominate me when I least expect it. Donate Button


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Cower

Cower: (v) to crouch as in fear or shame.

Sometimes a story is just a story.

It is told to make a point, hoping that the lesson can be learned more easily with the introduction of characters, props and surroundings.funny wisdom on words that begin with a C

When we begin to believe that every story is a commandment or that every tale placed in a holy book is intended to be the immutable word of God, we not only threaten the world around us with our piety, but we drastically miss the point.

It doesn’t take long to discover this if you ever read the Good Book.

The story of Adam and Eve is not placed in the pages to warn of the danger of eating too much fruit or to suggest that blindly following the commandments of the Almighty is the best way to achieve a good human life.

The purpose of the story is to let us know what we should do when we inevitably fail. For let me tell you, there are only two pieces of ignorance on the Earth:

1. “I never make mistakes.”

2. “I always make mistakes and am not worthy.”

Both of these paths make you dangerous to the people around you and cripple you in your pursuit of living an abundant life.

The story says that Adam and Eve were not supposed to eat some piece of fruit in the Garden. Truthfully, I do not know what in the hell that means, for heaven’s sakes.

Nor do you. You can feel free to speculate on what the fruit might have been, the danger it offered, or parallel it with some action in our world today. But certainly the Creator who tinkered with our brain to form a psyche He called human was fully cognizant that saying “no” to such beings as us was an invitation to rebellion.

People do not like to be told not to do something.

“Thou shalt not” is the best way to set in motion “thou wilt.”

So the story of Eden is not about learning discipline, but rather, learning what to do when personal discipline breaks down.

Having eaten the goddamn fruit, Adam and Eve plotted, becoming liars, deceivers, cover-up artists and hiders.

They cowered.

Feeling that God was more interested in His rules and regulations than He was in them, they ran away in fear of His judgment.

They completely misunderstood.

Had they walked out together, naked as jaybirds, with their half-eaten apple in hand and presented it to God with a repentant heart, we might still be living in Paradise.

God was not trying to build a Paradise that was perfect, but rather, one where imperfection could be revealed without fear.

If your situation, your religion, your politics, your family, your spouse, your school or any other mortal man or woman causes you to cower, it can’t possibly be borne of goodness.

We were not meant to cower, just as we are not meant to be sin-free.

We were meant to boldly live, to boldly fail and to boldly repent.

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Cover

Cover: (v) to place something over or upon, as for protection, concealment, or warmth.

 “I’ll be fine.”

This is what I said to my hostess when she asked me if I might need a blanket. In that moment, I felt that I might be bothering her too much by requesting one—and the room seemed to be a really good temperature and I thought I could lay on the bed without the need of any kind of cover. funny wisdom on words that begin with a C

After all, I was just going to sleep. How much do you really need to protect you when you’re just heading for Sleeper Land?

She gave me a quizzical look when I refused additional “warmage,” as if to question my judgment on the matter, but wanting to be an ideal lady of the house, she honored my wishes, left the room and disappeared into her home, which was an unknown castle to me.

I brushed my teeth, I went to bed, and as I reached over to turn off the lamp on the nearby stand, I realized that I didn’t have a cover.

It was my fault. I had explained that I didn’t need one—but now that I was in my room and darkness was falling around me, I wanted a cover.

I nearly cried.

I didn’t know the house well enough to creep around looking in cabinets, searching for blankets, so I lay on the bed, very still, trying to convince myself that I would be content without being embraced by my cover.

I do not want to be overly dramatic…

Yes, I do. It was hell.

I found I could not sleep without having something over me. I felt naked, even though I was wearing pajamas. My shoulders were hanging out there to be seen by the night spirits, without apology. My legs were lonely.

I did not know what to do. I wanted to sleep but that didn’t seem covered.

So I got up, opened up my suitcase, began to pull out all my clothing, and tied pant legs onto shirt arms, with attached socks, until I eventually put together a really weird quilt.

It worked so well that after experimenting on four or five different combinations, I had everything covered, from my toes up to my chest.

I felt powerful again.

Yet as I lay down to go to sleep, I realized the top of my chest was unsheltered. Not wanting to get up to disrupt my makeshift blanket, I reached down into my suitcase, grabbed a pair of underwear and stuffed them under my chin.

At last…

Thank God Almighty.

Covered at last.

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Coulter

Coulter: (n) a surname

I have made it a practice to never insert someone’s real name into one of my essays or articles. Whatever that person and I chose to do in our adult moments of living shouldn’t be regaled for all the world to read. At least I owe them that.funny wisdom on words that begin with a C

But I could not help myself when I rolled across the name Coulter, and realized that a very dear friend by that name once strolled into my life and took me from a status of nearly homeless to a position in which my music and art was given the chance to be considered as viable.

Coulter was my friend. He was part of a music group I joined, and in no time at all they had me singing his vocal parts. Rather than being angry or jealous, Coulter was appreciative and supportive.

He tried many things. Coulter’s problem was that he was good at everything he attempted.

For instance, he started working at a doughnut shop and within two months, they made him manager. (I benefited from that experience, because my wife and I were without an actual place to sleep at night, nor regular food.) Coulter always provided a big box of day-old doughnuts, which he set outside the back door of the establishment with his blessing)

He always believed that underneath my neediness—and sometimes grubbiness—there was someone worthy to be heard. Eventually, because of his love of the entertainment business, he started his own agency to book acts. Completely in line with his employment history, in no time at all he had a stable of artists and was scheduling them into everything from conventions to churches to county fairs.

He helped our fledgling group along, throwing us work every now and then, and when I wrote my first musical theater piece, he became so excited that he found ten investors, who gave a thousand dollars each to fund the effort.

He not only helped me put together the cast for the production, but also got on the phone and scheduled dates in twenty-five cities around the country, so we could go and perform it.

He was so enthralled with the music from the play that he wanted to promote to large publishing concerns. All he needed from me were lead sheets and chord charts. Unfortunately, my technical knowledge of music was limited, and I ended up handing him materials which were pitiful and comical at the same time.

But he never held it against me. He never became enraged or upset about anything.

Even when we were in the midst of promoting our musical play, and a minister who believed he possessed both the knowledge of God’s will and the right to judge others who didn’t understand, attacked Coulter because he heard rumors that my friend was a homosexual (that’s back when they were homosexuals instead of gay) Coulter refused to retaliate.

Even though I was a stupid kid with a gnat’s worth of sense, I defended him and stood up against the Pharisee. It’s one of the better things I ever did in my life.

I don’t know where Coulter is today—or even if he is today.

But wherever he may be, I want him to know that his good buddy turned out okay—due in large part to a friend who arrived in the early days with a box of doughnut—just at the right time.


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Consistent

Consistent: (adj) acting or done in the same way over time

No human being is consistent.

Before you decide that’s a bad thing and you scrunch up your face in disapproval, may I point out that inconsistency is one of our better funny wisdom on words that begin with a C
virtues.

Since the Earth is filled with tribulation and chaos, being consistent is one of the better ways to make sure you’re either ignored or a total and complete failure.

If you do not realize that everything around you is evolving continually–whether it be part of natural selection or the standards, goals and aspirations of the Earth itself–then you might accidentally try to adapt to patterns which will leave you choking on the dust of the acceleration of progress.

Certainly there are times we want to give our best effort to a cause–what we might call a “consistent representation”–but only until we are shown that these practices have been phased out and discontinued.

It was a consistent belief in this country that women were inferior to men.

It was a consistent contention that the races should not mix.

It once was a consistent doctrine that divorced people were going to hell.

Consistently, the human race has claimed the right to judge other people–only to discover that when the same judgments were placed upon them, they fell well short of the glory of anything.

In place of being consistent should be faithful.

Faithful to love, to humanity, to change, to acceptance, to forgiveness, to creativity, to kindness, and to perseverance.

If we are consistent in these attributes, and stay faithful to the cause, it will be made known to us what to change, so that we can continue to consistently be on-point and valuable to our own lives and the lives of others.

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Consecrate

Consecrate: (v) to declare something sacred

The failure of the human race: that were once practical are now relegated to idealism without objection.

This prompts the need for us to consecrate certain emotions, principles and ideas as unchanging–otherwise we will lose them forever becausefunny wisdom on words that begin with a C
they will eventually be considered out of date.

I consecrate myself to loving my neighbor.

I consecrate that judging other people will always be unacceptable.

I consecrate patriotism as honoring my country–even being willing to challenge it.

I consecrate knowing that God dies when my love of humanity diminishes.

I consecrate that there is nothing in life that is ever quality which remains mediocre.

I consecrate telling the truth–because it is the only factual way to say “I love you.”

I consecrate understanding that being kind, courteous and gentle is not weak, but the only way to get a portion of the inheritance of the Earth.

And finally, I consecrate myself never to be satisfied with who I am, simply because no one is presently objecting to my vices.

 

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